Efficacy of Micro-Financing Women's Activities in Cote by Namizata Binate Fofana

By Namizata Binate Fofana

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Extra info for Efficacy of Micro-Financing Women's Activities in Cote d'Ivoire: Evidence from Rural Areas and HIV/AIDS-Affected Women

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As a result, of the MFIs who are financially sustainable very few serve the poor section of the population (Rahman, 2004). Poverty lending and financial sustainability, seen as social and financial goals of microfinance, are indicators that can reveal the efficiency of MFIs. Efficiency of MFIs refers to the ability of using scarce resources most effectively to reach thousands of customers, deliver quality services, and close the biggest gaps between the supply of and demand for basic financial products for the poor.

Efficacy of micro-financing women’s activities in Côte d’Ivoire 45 Chapter 3 The second reason for lending money to women is financial. Women generally seem to be more credit-worthy than men because they have a better repayment record. Hulme (1991) found 92% repayment for women borrowers versus 83% for men. Khandker et al. 3% of women had difficulties in repaying their loans. In line with this, it is accepted that giving loans to women may be profit-maximising for MFIs, and even for banks, because their repayment rate is high.

4. HIV/AIDS by gender and by age group. 3. HIV/AIDS prevalence rate in percentages by gender, region and location in 2005. 0 Source: EIS survey, 2005. The main factors which determine the spread of the HIV epidemic in the country are linked to the general situation of poverty, unemployment of the young population, and risky practices such as prostitution among young women as a consequence of poverty. g. female excision, piercing), stigmatisation and discrimination against people living with HIV and AIDS, and nonutilisation of condoms during sexual intercourse.

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